MICR Code: 147022102

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0100533
MICR Code: 147022102
Address: Loha Bazar Main Loha Mandi, Gobindgarh,, Teh. Mandi Gobindgarh,147301, Mandi Govindgarh
City: Mandi Govindgarh
District: Mandi Govindgarh
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 147022102.

  • In this case first three codes 147 is city code and it represents city Mandi Govindgarh.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Loha Bazar Main Loha Mandi, Gobindgarh,, Teh. Mandi Gobindgarh,147301, Mandi Govindgarh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.