MICR Code: 147022012

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0105177
MICR Code: 147022012
Address: Municipal Corporation, Nis Patiala, Patiala, Patiala
City: Patiala
District: Patiala
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 147022012.

  • In this case first three codes 147 is city code and it represents city Patiala.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Municipal Corporation, Nis Patiala, Patiala, Patiala.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.