MICR Code: 144022714

Bank: Oriental Bank of Commerce
IFSC Code: Orbc0100926
MICR Code: 144022714
Address: Sco 309/310, Shaheed Bhagat Singh Nagar,, Hoshiarpur Rd, Phagwara, Phagwara
City: Phagwara
District: Phagwara
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144022714.

  • In this case first three codes 144 is city code and it represents city Phagwara.
  • Next three characters 022 represents bank Oriental Bank of Commerce.
  • Remaining characters which are 714 represents branch. In our case branch is located at address Sco 309/310, Shaheed Bhagat Singh Nagar,, Hoshiarpur Rd, Phagwara, Phagwara.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.