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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab and Maharashtra Cooperative Bank Ltd
  4. Gujarat
  5. Surat
  6. Surat
  7. MICR: 395328003

MICR Code: 395328003

Bank: Punjab and Maharashtra Cooperative Bank Ltd
IFSC Code: Pmcb0000513
MICR Code: 395328003
Address: Shop No 15 Siddchakra Apartment Galaxy Circle Green City Road Pal Adajan Surat
City: Surat
District: Surat
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395328003.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 328 represents bank Punjab and Maharashtra Cooperative Bank Ltd.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Shop No 15 Siddchakra Apartment Galaxy Circle Green City Road Pal Adajan Surat.

How to find micr code (for example 395328003) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.