MICR Code: 580328003
Bank: Punjab and Maharashtra Cooperative Bank Ltd |
IFSC Code: Pmcb0000315 |
MICR Code: 580328003 |
Address: Elite Business Centre |
City: Dharwad |
District: Dharwad |
State: Karnataka |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 580328003.
- In this case first three codes 580 is city code and it represents city Dharwad.
- Next three characters 328 represents bank Punjab and Maharashtra Cooperative Bank Ltd.
- Remaining characters which are 003 represents branch. In our case branch is located at address Elite Business Centre.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.