IFSC Code: Pmcb0000313

Bank: Punjab and Maharashtra Cooperative Bank Ltd
IFSC Code: Pmcb0000313
MICR Code: 577328202
Address: New: Vadiraj Complex
City: Shimoga
District: Shimoga
State: Karnataka

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Pmcb0000313.

  • In our case IFSC code's first four characters Pmcb represents bank Punjab and Maharashtra Cooperative Bank Ltd.
  • Remaining characters which are 0000313 represents branch. In our case branch is located at address New: Vadiraj Complex.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.