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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab and Maharashtra Cooperative Bank Ltd
  4. Maharashtra
  5. Ratnagiri
  6. Ratnagiri
  7. MICR: 415328051

MICR Code: 415328051

Bank: Punjab and Maharashtra Cooperative Bank Ltd
IFSC Code: Pmcb0000262
MICR Code: 415328051
Address: Vyankatesh Executive
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415328051.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 328 represents bank Punjab and Maharashtra Cooperative Bank Ltd.
  • Remaining characters which are 051 represents branch. In our case branch is located at address Vyankatesh Executive.

How to find micr code (for example 415328051) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.