MICR Code: 400328065

Bank: Punjab and Maharashtra Cooperative Bank Ltd
IFSC Code: Pmcb0000065
MICR Code: 400328065
Address: Shop No 1 2 And 3 Shreekrishna Park Ground Floor C Wing Diva Shil Road Diva East Thane 400612
City: Thane
District: Thane
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400328065.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 328 represents bank Punjab and Maharashtra Cooperative Bank Ltd.
  • Remaining characters which are 065 represents branch. In our case branch is located at address Shop No 1 2 And 3 Shreekrishna Park Ground Floor C Wing Diva Shil Road Diva East Thane 400612.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.