MICR Code: 781024009

Bank: Punjab National Bank
IFSC Code: Punb0668100
MICR Code: 781024009
Address: Punjab National Bank, City Trade Center
City: Guwahati
District: Guwahati
State: Assam

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 781024009.

  • In this case first three codes 781 is city code and it represents city Guwahati.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Punjab National Bank, City Trade Center.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.