MICR Code: 490024001

Bank: Punjab National Bank
IFSC Code: Punb0007600
MICR Code: 490024001
Address: Civic Centre, Bhilai ( Dist Durg)
City: Bhilai
District: Bhilai
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 490024001.

  • In this case first three codes 490 is city code and it represents city Bhilai.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Civic Centre, Bhilai ( Dist Durg).

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.