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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab National Bank
  4. Chandigarh
  5. Lingiyadeeh
  6. Main Road, Bilaspur
  7. MICR: 495024101

MICR Code: 495024101

Bank: Punjab National Bank
IFSC Code: Punb0693800
MICR Code: 495024101
Address: Usha Complex, Basant Vihar
City: Main Road, Bilaspur
District: Lingiyadeeh
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495024101.

  • In this case first three codes 495 is city code and it represents city Main Road, Bilaspur.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 101 represents branch. In our case branch is located at address Usha Complex, Basant Vihar.

How to find micr code (for example 495024101) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.