MICR Code: 392024001

Bank: Punjab National Bank
IFSC Code: Punb0054200
MICR Code: 392024001
Address: Soneri Mahal
City: Bharuch
District: Bharuch
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 392024001.

  • In this case first three codes 392 is city code and it represents city Bharuch.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Soneri Mahal.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.