MICR Code: 395024010

Bank: Punjab National Bank
IFSC Code: Punb0453500
MICR Code: 395024010
Address: Ist Floor, Cross Corner,
City: Opposite Silicon Shoping Mall,Udhna Main Road
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395024010.

  • In this case first three codes 395 is city code and it represents city Opposite Silicon Shoping Mall,Udhna Main Road.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Ist Floor, Cross Corner,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.