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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab National Bank
  4. Gujarat
  5. Surat
  6. Sadadiwala Market, Bhagal
  7. MICR: 395024001

MICR Code: 395024001

Bank: Punjab National Bank
IFSC Code: Punb0449900
MICR Code: 395024001
Address: 1 St Floor, Bhagal
City: Sadadiwala Market, Bhagal
District: Surat
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395024001.

  • In this case first three codes 395 is city code and it represents city Sadadiwala Market, Bhagal.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address 1 St Floor, Bhagal.

How to find micr code (for example 395024001) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.