MICR Code: 132024454

Bank: Punjab National Bank
IFSC Code: Punb0047400
MICR Code: 132024454
Address: Vpo Salwan, Teh: Assandh
City: Distt Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132024454.

  • In this case first three codes 132 is city code and it represents city Distt Karnal.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 454 represents branch. In our case branch is located at address Vpo Salwan, Teh: Assandh.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.