MICR Code: 131024053

Bank: Punjab National Bank
IFSC Code: Punb0132700
MICR Code: 131024053
Address: Vpo Bhainswl Kalan
City: Sonepat
District: Sonepat
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 131024053.

  • In this case first three codes 131 is city code and it represents city Sonepat.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 053 represents branch. In our case branch is located at address Vpo Bhainswl Kalan.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.