IFSC Code: Punb0199000

Bank: Punjab National Bank
IFSC Code: Punb0199000
MICR Code: 176024360
Address: Vpo Bankhandi, Dehra, Dist Kangra
City: Bankhandi (Distt Kangra)
District: Bankhandi (Distt Kangra)
State: Himachal Pradesh

IFSC is acronym of Indian Financial System Code. IFSC code is an alphanumeric code which is used to electronically transfer funds in India. This code uniquely identifies each bank branch participating in the two main Payment and settlement systems in India: (1.) the Real Time Gross Settlement (RTGS) and (2.) the National Electronic Fund Transfer (NEFT) systems.

The IFSC code is an 11-character code. Of which first four are alphabetic characters and last six are usually numeric but it can be alphabetic too.

First four characters represent bank name and last six characters represent branch. Eleventh character is reserved for future use.

Let's decode IFSC code Punb0199000.

  • In our case IFSC code's first four characters Punb represents bank Punjab National Bank.
  • Remaining characters which are 0199000 represents branch. In our case branch is located at address Vpo Bankhandi, Dehra, Dist Kangra.

The easiest way to find IFSC code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.