MICR Code: 180024020

Bank: Punjab National Bank
IFSC Code: Punb0396200
MICR Code: 180024020
Address: Trikuta Nagar ( Jammu)
City: Jammu
District: Jammu
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 180024020.

  • In this case first three codes 180 is city code and it represents city Jammu.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 020 represents branch. In our case branch is located at address Trikuta Nagar ( Jammu).

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.