MICR Code: 180024030

Bank: Punjab National Bank
IFSC Code: Punb0464200
MICR Code: 180024030
Address: Jammu Bye Pass C-274-276 Maloofa Complex
City: Near Sainik Colony Byepass
District: Jammu
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 180024030.

  • In this case first three codes 180 is city code and it represents city Near Sainik Colony Byepass.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 030 represents branch. In our case branch is located at address Jammu Bye Pass C-274-276 Maloofa Complex.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.