MICR Code: 686024000

Bank: Punjab National Bank
IFSC Code: Punb0395400
MICR Code: 686024000
Address: Xv/489, Salim Complex 1 St Floor Opp Municipal
City: Changanacherry, Kerala
District: Changanacherry, Kerala
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686024000.

  • In this case first three codes 686 is city code and it represents city Changanacherry, Kerala.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 000 represents branch. In our case branch is located at address Xv/489, Salim Complex 1 St Floor Opp Municipal.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.