MICR Code: 679024802

Bank: Punjab National Bank
IFSC Code: Punb0428100
MICR Code: 679024802
Address: Wandoor Road
City: Kalikavu,Malappuram
District: Kalikavu (Kerala)
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 679024802.

  • In this case first three codes 679 is city code and it represents city Kalikavu,Malappuram.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 802 represents branch. In our case branch is located at address Wandoor Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.