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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab National Bank
  4. Kerala
  5. Kottayam
  6. Kottayam
  7. MICR: 686024003

MICR Code: 686024003

Bank: Punjab National Bank
IFSC Code: Punb0429900
MICR Code: 686024003
Address: Pb No.135 Shangri- La Plaza, T.B Road
City: Kottayam
District: Kottayam
State: Kerala

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686024003.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Pb No.135 Shangri- La Plaza, T.B Road.

How to find micr code (for example 686024003) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.