MICR Code: 686024732

Bank: Punjab National Bank
IFSC Code: Punb0747700
MICR Code: 686024732
Address: Pulikkel Building ,I B Junction
City: Piravom Ernakulam
District: Piravom
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686024732.

  • In this case first three codes 686 is city code and it represents city Piravom Ernakulam.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 732 represents branch. In our case branch is located at address Pulikkel Building ,I B Junction.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.