MICR Code: 695024008

Bank: Punjab National Bank
IFSC Code: Punb0747500
MICR Code: 695024008
Address: No-118-120, Kovil Buildings
City: Vizhinjam Street, Vizhinjam
District: Trivandrum
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695024008.

  • In this case first three codes 695 is city code and it represents city Vizhinjam Street, Vizhinjam.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 008 represents branch. In our case branch is located at address No-118-120, Kovil Buildings.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.