MICR Code: 400024074

Bank: Punjab National Bank
IFSC Code: Punb0436400
MICR Code: 400024074
Address: Nirman Darshan, Rajmata Jeeja Bai Marg
City: Pump House, Andheri East
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400024074.

  • In this case first three codes 400 is city code and it represents city Pump House, Andheri East.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 074 represents branch. In our case branch is located at address Nirman Darshan, Rajmata Jeeja Bai Marg.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.