MICR Code: 440024020

Bank: Punjab National Bank
IFSC Code: Punb0622600
MICR Code: 440024020
Address: Raja Gopichand Bhawan
City: Mankapur Square
District: Nagpur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440024020.

  • In this case first three codes 440 is city code and it represents city Mankapur Square.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 020 represents branch. In our case branch is located at address Raja Gopichand Bhawan.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.