MICR Code: 144024306

Bank: Punjab National Bank
IFSC Code: Punb0230700
MICR Code: 144024306
Address: Khatkar Kalan Distt. Nawanshahar
City: Punjab
District: Khatkar Kalan (Jalandhar)
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144024306.

  • In this case first three codes 144 is city code and it represents city Punjab.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 306 represents branch. In our case branch is located at address Khatkar Kalan Distt. Nawanshahar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.