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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab National Bank
  4. Punjab
  5. Ludhiana
  6. Cheema Chowk, Ludhiana
  7. MICR: 141024032

MICR Code: 141024032

Bank: Punjab National Bank
IFSC Code: Punb0388100
MICR Code: 141024032
Address: Ssi Branch
City: Cheema Chowk, Ludhiana
District: Ludhiana
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141024032.

  • In this case first three codes 141 is city code and it represents city Cheema Chowk, Ludhiana.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 032 represents branch. In our case branch is located at address Ssi Branch.

How to find micr code (for example 141024032) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.