1. Home
  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab National Bank
  4. Punjab
  5. Phagwara
  6. Hosiarpur Road, Phagwara (Pb)
  7. MICR: 144024781

MICR Code: 144024781

Bank: Punjab National Bank
IFSC Code: Punb0470900
MICR Code: 144024781
Address: Guru Ravidass Educational Trust
City: Hosiarpur Road, Phagwara (Pb)
District: Phagwara
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144024781.

  • In this case first three codes 144 is city code and it represents city Hosiarpur Road, Phagwara (Pb).
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 781 represents branch. In our case branch is located at address Guru Ravidass Educational Trust.

How to find micr code (for example 144024781) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.