MICR Code: 144024703

Bank: Punjab National Bank
IFSC Code: Punb0352200
MICR Code: 144024703
Address: Pnb, Phillaur, Dana Mandi
City: Phillaur
District: Phillaur
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144024703.

  • In this case first three codes 144 is city code and it represents city Phillaur.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 703 represents branch. In our case branch is located at address Pnb, Phillaur, Dana Mandi.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.