MICR Code: 638024005

Bank: Punjab National Bank
IFSC Code: Punb0361600
MICR Code: 638024005
Address: 119 Ramaswamy Gounder St.
City: Erode
District: Erode
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 638024005.

  • In this case first three codes 638 is city code and it represents city Erode.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address 119 Ramaswamy Gounder St..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.