MICR Code: 635024402

Bank: Punjab National Bank
IFSC Code: Punb0496200
MICR Code: 635024402
Address: 120, Bharathi Nagar, Seetharam Nagar
City: Krishnagiri Bye Pass Road, Hosur
District: Hosur
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 635024402.

  • In this case first three codes 635 is city code and it represents city Krishnagiri Bye Pass Road, Hosur.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 402 represents branch. In our case branch is located at address 120, Bharathi Nagar, Seetharam Nagar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.