MICR Code: 282024022

Bank: Punjab National Bank
IFSC Code: Punb0484500
MICR Code: 282024022
Address: Khandoli Rajeev-9458050190
City: Agra, Up Gupta
District: Agra
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 282024022.

  • In this case first three codes 282 is city code and it represents city Agra, Up Gupta.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 022 represents branch. In our case branch is located at address Khandoli Rajeev-9458050190.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.