MICR Code: 232024002

Bank: Punjab National Bank
IFSC Code: Punb0411900
MICR Code: 232024002
Address: G T Road Chandauli
City: Chandauli
District: Chandauli
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 232024002.

  • In this case first three codes 232 is city code and it represents city Chandauli.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address G T Road Chandauli.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.