MICR Code: 274024103

Bank: Punjab National Bank
IFSC Code: Punb0187900
MICR Code: 274024103
Address: Padruna Shubhash Chowk, Dist. Deoria( Up)
City: Kushi Nagar
District: Kushi Nagar
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 274024103.

  • In this case first three codes 274 is city code and it represents city Kushi Nagar.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 103 represents branch. In our case branch is located at address Padruna Shubhash Chowk, Dist. Deoria( Up).

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.