MICR Code: 232024102

Bank: Punjab National Bank
IFSC Code: Punb0033900
MICR Code: 232024102
Address: Amar Katra, Gt Road
City: Moghal Sarai, Chandauli
District: Moghal Sarai, Up
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 232024102.

  • In this case first three codes 232 is city code and it represents city Moghal Sarai, Chandauli.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Amar Katra, Gt Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.