MICR Code: 247024013

Bank: Punjab National Bank
IFSC Code: Punb0398200
MICR Code: 247024013
Address: Prakash Puram, Bajoria Marg
City: Saharanpur
District: Saharanpur
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 247024013.

  • In this case first three codes 247 is city code and it represents city Saharanpur.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 013 represents branch. In our case branch is located at address Prakash Puram, Bajoria Marg.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.