MICR Code: 229024061

Bank: Punjab National Bank
IFSC Code: Punb0412000
MICR Code: 229024061
Address: Ntpc Colony, Unchahar
City: Rai Bareilly
District: Unchahar
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 229024061.

  • In this case first three codes 229 is city code and it represents city Rai Bareilly.
  • Next three characters 024 represents bank Punjab National Bank.
  • Remaining characters which are 061 represents branch. In our case branch is located at address Ntpc Colony, Unchahar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.