MICR Code: 781023004

Bank: Punjab & Sind Bank
IFSC Code: Psib0000854
MICR Code: 781023004
Address: Rajdhani College Beltola Road Guwahati-781028
City: Kamrup
District: Guwahati
State: Assam

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 781023004.

  • In this case first three codes 781 is city code and it represents city Kamrup.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Rajdhani College Beltola Road Guwahati-781028.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.