MICR Code: 132023602

Bank: Punjab & Sind Bank
IFSC Code: Psib0020964
MICR Code: 132023602
Address: Main Bazar, Near Chattri Wala Kuan, Taraori Distt Karnal, Distt. Karnal, Haryana - 132116
City: Karnal
District: Karnal
State: Haryana

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 132023602.

  • In this case first three codes 132 is city code and it represents city Karnal.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 602 represents branch. In our case branch is located at address Main Bazar, Near Chattri Wala Kuan, Taraori Distt Karnal, Distt. Karnal, Haryana - 132116.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.