MICR Code: 175023002

Bank: Punjab & Sind Bank
IFSC Code: Psib0021047
MICR Code: 175023002
Address: Kullu- Manali Road, Gandhi Nagar, Opp. Matani Eye Hospital, Tehsil Sadar, Distt. Kullu, Himachal Pradesh- 175101
City: Kulu
District: Kulu
State: Himachal Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 175023002.

  • In this case first three codes 175 is city code and it represents city Kulu.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Kullu- Manali Road, Gandhi Nagar, Opp. Matani Eye Hospital, Tehsil Sadar, Distt. Kullu, Himachal Pradesh- 175101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.