MICR Code: 176023102
Bank: Punjab & Sind Bank |
IFSC Code: Psib0021059 |
MICR Code: 176023102 |
Address: Sudesh Nilay, Ward No. 2, Baij Nath Road, Palampur, Distt. Kangra, Himachal Pradesh - 176061 |
City: Kangra |
District: Palampur |
State: Himachal Pradesh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 176023102.
- In this case first three codes 176 is city code and it represents city Kangra.
- Next three characters 023 represents bank Punjab & Sind Bank.
- Remaining characters which are 102 represents branch. In our case branch is located at address Sudesh Nilay, Ward No. 2, Baij Nath Road, Palampur, Distt. Kangra, Himachal Pradesh - 176061.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.