MICR Code: 193023001

Bank: Punjab & Sind Bank
IFSC Code: Psib0000485
MICR Code: 193023001
Address: Main Market, Distt. Baramulla, Jammu & Kashmir - 193101
City: Baramulla
District: Baramulla
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 193023001.

  • In this case first three codes 193 is city code and it represents city Baramulla.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Main Market, Distt. Baramulla, Jammu & Kashmir - 193101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.