MICR Code: 180023005

Bank: Punjab & Sind Bank
IFSC Code: Psib0000738
MICR Code: 180023005
Address: R.S. Pura, Distt Jammu, Distt. Jammu, Jammu & Kashmir - 181102
City: Jammu
District: Jammu
State: Jammu And Kashmir

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 180023005.

  • In this case first three codes 180 is city code and it represents city Jammu.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 005 represents branch. In our case branch is located at address R.S. Pura, Distt Jammu, Distt. Jammu, Jammu & Kashmir - 181102.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.