MICR Code: 440023003

Bank: Punjab & Sind Bank
IFSC Code: Psib0000910
MICR Code: 440023003
Address: Sri Guru Harkishan Public School, Bezon Bagh, Distt. Nagpur, Maharashtra - 440018
City: Nagpur
District: Nagpur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440023003.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Sri Guru Harkishan Public School, Bezon Bagh, Distt. Nagpur, Maharashtra - 440018.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.