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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Punjab & Sind Bank
  4. Punjab
  5. Ludhiana
  6. Ludhiana
  7. MICR: 140023019

MICR Code: 140023019

Bank: Punjab & Sind Bank
IFSC Code: Psib0000021
MICR Code: 140023019
Address: Guru Nanak Engg. College Gill Ludhiana -141006
City: Ludhiana
District: Ludhiana
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 140023019.

  • In this case first three codes 140 is city code and it represents city Ludhiana.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 019 represents branch. In our case branch is located at address Guru Nanak Engg. College Gill Ludhiana -141006.

How to find micr code (for example 140023019) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.