MICR Code: 141023027
Bank: Punjab & Sind Bank |
IFSC Code: Psib0000741 |
MICR Code: 141023027 |
Address: 88, Green Fielg, Pakhowal Road, Ludhiana, Punjab-141002 |
City: Ludhiana |
District: Ludhiana |
State: Punjab |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 141023027.
- In this case first three codes 141 is city code and it represents city Ludhiana.
- Next three characters 023 represents bank Punjab & Sind Bank.
- Remaining characters which are 027 represents branch. In our case branch is located at address 88, Green Fielg, Pakhowal Road, Ludhiana, Punjab-141002.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.