MICR Code: 110023066

Bank: Punjab & Sind Bank
IFSC Code: Psib0000538
MICR Code: 110023066
Address: 195-B, Lohia Nagar New Ghaziabad-201009
City: Ghaziabad
District: Ghaziabad
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 110023066.

  • In this case first three codes 110 is city code and it represents city Ghaziabad.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 066 represents branch. In our case branch is located at address 195-B, Lohia Nagar New Ghaziabad-201009.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.