MICR Code: 208023008

Bank: Punjab & Sind Bank
IFSC Code: Psib0000622
MICR Code: 208023008
Address: Pratap Ganj, Gadarian Purwa, Kanpur, Uttar Pradesh-208001
City: Kanpur City
District: Kanpur
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 208023008.

  • In this case first three codes 208 is city code and it represents city Kanpur City.
  • Next three characters 023 represents bank Punjab & Sind Bank.
  • Remaining characters which are 008 represents branch. In our case branch is located at address Pratap Ganj, Gadarian Purwa, Kanpur, Uttar Pradesh-208001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.