MICR Code: 400176012

Bank: RBL Bank Limited
IFSC Code: Ratn0000081
MICR Code: 400176012
Address: The Ratnakar Bank Ltd,┬ Æatim Tara┬Æ, Ground Floor, Subhash Road, Vishnunagar, Dombivali (W) ┬Û 421 202.
City: Thane
District: Thane
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400176012.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 176 represents bank RBL Bank Limited.
  • Remaining characters which are 012 represents branch. In our case branch is located at address The Ratnakar Bank Ltd,┬ Æatim Tara┬Æ, Ground Floor, Subhash Road, Vishnunagar, Dombivali (W) ┬Û 421 202..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.